New Car Insurance

Ring Road Honda is one of the best Delhi/NCR- Motor Insurance Service Provider (MISP) dealer of Honda, which provides you a range of insurance solutions through our insurance partners. Our insurance programme is a joint initiative with major Indian insurance companies like — Bajaj Allianz General Insurance Co. Ltd., Icici Lombard General Insurance Co. Ltd., Iffco Tokio General Insurance Co. Ltd., Liberty General Insurance Co. Ltd., Universal Sompo General Insurance Co. Ltd., Royal Sundaram General Insurance Co. Ltd., Hdfc Ergo General Insurance Co. Ltd., Go Digit General Insurance Co. Ltd., Reliance General Insurance Co. Ltd., Bharti Axa General Insurance Co. Ltd., Future Generali India Insurance Co. Ltd., National Insurance Co. Ltd. etc. Our Tie-up insurance policies are available through SMC Insurance Brokers and serviced by them at all Honda Dealer Workshops across the country. Our tie-up insurance policy is designed to suite your specific driving requirement. In case of an accidental damage to your car, all you need to do is to inform the customer care and we will take care of the rest. Quality of repairs and use of genuine parts are ensured along with standardized service. Some of our Tie-up insurance exclusive benefits are mentioned below:

PRODUCT DIFFERENTIATOR

HONDA ASSURE

OTHER POLICIES

BENEFITS

Policy Issuance

Policy is issued instantaneously by the dealership

Manual Cover note is issued, policy comes later from the Insurance Company

One stop shop for all Motor Insurance requirements:

Policy Issuance
NCB transfer
Endorsements
Cancellation & Refund

One has to visit the Insurance Company branch for

Endorsements
Cancellation & Refund

Claims

Cashless* Claim settled at All Honda Dealer Workshops across India.

Cashless* claim settled at only tie up workshops/ private garages

Maximum TAT(Turn around Time) for Surveyors is 4 hrs

TAT for surveyors ranges from 24 hrs to 48 hrs

Self survey by Dealerships for claims relating to glass damages and wing mirrors subject to limit of Rs. 20,000.

Have to wait for inspection by surveyor to initiate work in all cases.

Consumables(Engine, Brake, Gear Oils and Coolants) and All Fasteners (Metal and Plastic)(nuts, bolts, screws, rivets, clamps etc) are covered in claim @ 50% depreciation

Consumables and Fasteners are not covered

Parts Like Headlight Assembly, ECM, Various Sensors, Motors, Actuators, Radiator Assembly, Wiring Harness are categorized as other parts where the depreciation is as per the age of the vehicle

AGE OF THE VEHICLE	% OF DEPRECLATION
Not exceeding 6 months	Nil
Exceeding 6 months but not exceeding 1 year	5%
Exceeding 1 year but not exceeding 2 years	10%
Exceeding 2 years but not exceeding 3 years	15%
Exceeding 3 years but not exceeding 4 years	25%
Exceeding 4 years but not exceeding 5 years	35%
Exceeding 5 years but not exceeding 10 years	40%
Exceeding 10 years	50%

All these parts are categorized as plastic where the depreciation is flat 50%

Bumpers( front and rear) are categorized as fiber where the depreciation is flat 30%

Bumpers(front and rear) are categorized as plastic where the depreciation is flat 50%

Add on Cover

Add on Cover (Nil Depreciation) is available till 5th year

Add on Cover (Nil Depreciation) is available till 2nd year only

The benefits under Nil Depreciation can be utilized for any no. of times during the policy period.

The benefits under Nil Depreciation can be utilized for a maximum of two times during the policy period.

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* Excess charges and Depreciation as applicable will be payable by the customer.

For all your insurance related queries or renewal requests, please contact us at:

Insurance Enquiry Number: +91 72920 26027

Insurance Enquiry Email: support@rrhonda.com